Merchant Identification Verification

Merchant ID Verification (ID Ver) is an integral part of our background and fraud prevention process, required on all financing.
We utilize a 3rd party software called Au10tix to complete this verification process.

ID Verification Link Sent

We send an ID Ver link to the merchant once contracts are signed, typically through SMS as it is easier for the merchant to take pictures using their cell phone.

Merchant Completes
ID Verification

The merchant is required to take a picture of their valid ID (Driver’s License or State issued ID) and take a selfie.

If the ID is not valid, the merchant will have to redo ID Ver.

We Analyze the Results

We receive the completed request and analyze the biometric and synthetic fraud result indicators. If any components fail, we cannot proceed. Merchants or ISOs may request an ID Ver redo, however, approval to resend is at the discretion of the Underwriter.

We Make a Decision

Pass or Fail

If ID Ver passes, the opportunity will continue being worked. If ID Ver does not pass, you may receive a denial.

Tips For a Successful ID Verification

Turn off the camera flash.
Avoid strange lighting or glares.
Make sure the photo of the ID is clear before snapping the photo.
Fill the entire oval with face when taking the selfie.
Do not turn face or tilt their head.

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